Terms & Conditions

Effective Date: June 2026

Welcome to the Cross Point Solutions website. By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, please do not use this website.

Acceptance of Terms

Cross Point Solutions provides educational information, resources, referrals, and guidance related to financial services, retirement planning, insurance products, legal protection resources, and other related services.

Information provided on this website is intended for informational and educational purposes only.

No Professional Advice

Information contained on this website should not be interpreted as legal, tax, accounting, investment, or financial advice.

Every individual's circumstances are unique. Decisions regarding financial products, retirement planning, insurance coverage, legal matters, or investments should be made after consulting qualified professionals.

Use of this website does not create a client, advisor, fiduciary, legal, or professional relationship.

Use of Website

You agree not to:

  • Use the website in any manner that violates applicable laws or regulations

  • Attempt to gain unauthorized access to systems or data

  • Interfere with website functionality or security

  • Upload malicious software or harmful code

  • Submit false, misleading, or fraudulent information

Cross Point Solutions reserves the right to restrict or terminate access to the website for violations of these terms.

Appointment Requests and Contact Forms

Submitting a form, scheduling a consultation, requesting information, or contacting Cross Point Solutions does not establish a client relationship.

Submission of information does not guarantee services, appointments, employment opportunities, licensing sponsorship, product eligibility, or acceptance into any program.

Career Opportunities

Information submitted through the Careers page may be reviewed for potential opportunities.

Submission of an application, resume, or inquiry does not guarantee:

  • Employment

  • Interviews

  • Licensing sponsorship

  • Independent contractor opportunities

  • Future engagement with Cross Point Solutions

All opportunities remain subject to qualifications, licensing requirements, business needs, and applicable laws.

Third-Party Providers and Referrals

Cross Point Solutions may provide access to information regarding third-party service providers, legal professionals, insurance carriers, financial institutions, or other resources.

Cross Point Solutions does not guarantee the performance, availability, suitability, or outcomes of services provided by third parties.

Any relationship entered into with a third party is solely between you and that provider.

Intellectual Property

All content on this website, including text, graphics, logos, images, designs, layouts, and other materials, is the property of Cross Point Solutions unless otherwise stated.

Content may not be copied, reproduced, distributed, modified, or used without prior written permission.

Website Availability

Cross Point Solutions makes reasonable efforts to maintain website availability.

However, we do not guarantee uninterrupted access and reserve the right to modify, suspend, or discontinue any portion of the website at any time without notice.

Limitation of Liability

To the fullest extent permitted by law, Cross Point Solutions shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

  • Use of the website

  • Inability to access the website

  • Reliance on website content

  • Third-party products or services

  • Technical issues or interruptions

Users assume responsibility for decisions made based on information obtained through the website.

External Links

This website may contain links to third-party websites.

Cross Point Solutions is not responsible for the content, accuracy, privacy practices, or policies of third-party websites.

Users access third-party websites at their own discretion and risk.

Changes to These Terms

Cross Point Solutions reserves the right to update or modify these Terms & Conditions at any time.

Changes will become effective upon posting to this page.

Continued use of the website following updates constitutes acceptance of the revised terms.

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of the State of Maryland, without regard to conflict of law principles.

Contact Information

Cross Point Solutions

10490 Little Patuxent Parkway, Suite 600
Columbia, Maryland 21044

Email: [email protected]

Phone: +1 (667) 240-9515

Helping individuals, families, federal employees, and business owners make informed financial and protection decisions with greater confidence.

Contact

Legal

© 2026 Cross Point Solutions. All Rights Reserved.