BUSINESS PROTECTION & EMPLOYEE SUPPORT
Protect Your Business, Your Employees, and The Legacy You're Building
Retirement planning, employee benefit guidance, legal protection support, and long-term strategies designed for real businesses and families.
WHO WE HELP
Built for Everyday Business Owners
Small business owners
Contractors
Family-run businesses
Self-employed professionals
Growing teams
Employee retirement planning
Why Business Owners Choose Cross Point Solutions
✔ Multi-state licensed support
✔ Personalized one-on-one guidance
✔ Flexible consultation options
✔ Long-term planning strategies
✔ Support designed around real business challenges
Businesses We Commonly Support
Planning support for business owners across different industries and stages of growth.
Daycare Providers
Contractors & Trade Professionals
Restaurants & Cafes
Salon & Beauty Businesses
Family-Owned Businesses
Self-Employed Professionals
Solutions
Solutions
Business Solutions That Support Stability and Growth
Every business operates differently.
The goal is to help you explore protection and planning options that fit your team, your goals, and your stage of growth.
Employee Benefits Guidance
Help employees access meaningful protection and financial wellness resources.
Retirement Planning Support
Explore retirement strategies designed for business owners and employees.
Key Person Protection
Help reduce financial disruption if a key contributor is unexpectedly unavailable.
Business Continuity Planning
Prepare for transitions, succession, and long-term operational stability.
Legal & Identity Protection
Access tools that may help support legal needs and identity monitoring.
Family Financial Protection
Help create stability beyond the workplace for the people who depend on you.
Business Problems Don’t Stay at Work
Unexpected legal issues, employee turnover, financial pressure, or lack of long-term planning can affect both business operations and family life.
That’s why many business owners begin planning before problems become expensive.
Employee retention support
Long-term protection strategies
Family-focused planning
Business continuity awareness
Flexible consultation options
LEGAL PROTECTION
Affordable Legal Protection for Families & Businesses
LegalShield helps individuals, families, and business owners access legal support for everyday situations, unexpected issues, and important decisions without the high cost of traditional legal fees.
Explore coverage options directly or schedule a conversation with our team if you'd like help understanding what may fit your situation best.
CONSULTATIONS
Book a Free Consultation
Let’s talk about protecting your business, supporting your employees, and planning for long-term financial stability.
Zina Smith | Founder
FOUNDER
Guidance Backed by Relationships
Cross Point Solutions was built around helping individuals, families, and business owners navigate important financial and protection decisions with clarity.
Led by Zina, the goal is simple:
help people understand their options and make informed decisions for the future.
Licensed Insurance & Retirement Planning Professional
Public speaker, educator, and licensed insurance professional serving clients across multiple states.
Frequetly Asked Question
What types of businesses do you work with?
We work with a wide range of small and growing businesses, including daycare owners, contractors, restaurant owners, salon professionals, family-run businesses, self-employed professionals, and local service providers. We help business owners explore retirement planning, employee protection strategies, LegalShield plans, and long-term financial planning options designed to support business stability and future growth.
Can employees also access these services?
Yes. Employees may also have access to retirement planning support, legal protection options, identity monitoring, and financial wellness resources designed to support long-term stability.
What is LegalShield?
LegalShield is a legal membership service that gives individuals, families, and business owners access to affordable legal support for everyday situations like consultations, contract reviews, and identity protection services.
How do retirement planning consultations work?
Retirement planning consultations help business owners and individuals explore financial strategies for the future. We discuss your goals, current situation, employee considerations, and long-term protection options in a personalized consultation.
Is this only for large businesses
No. We primarily work with small businesses, family-run businesses, independent professionals, and growing teams looking for practical long-term planning and protection solutions.
Can families also access protection options?
Yes. Families can also explore solutions related to legal protection, identity protection, life insurance, children’s future planning, and long-term financial security.
Testimonial
Agnes Neill
As a daycare owner, most of my focus has always been on work every day. I never really thought retirement planning was something available for me, since I run a small private business.
After speaking with Zina, I realized I had more options than I thought. Now I finally feel like I’m building toward something for myself too.
- Agnes N., Daycare Provider
Marcus Tolbert
In my case, running a growing business means always thinking about payroll, staffing, etc. Retirement planning kept getting pushed aside.
Crosspoint helped me simplify the process for my team and me.
- Marcus T., Restaurant Owner
Helping individuals, families, federal employees, and business owners make informed financial and protection decisions with greater confidence.
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